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FIRE Financial Independence Retire Early

Work is better when you don’t need the money

63.5K members
  1. Lawyer

    Nudge Poll Post2025-12-17T15:27:00.899154108

    1
  2. PDP Manufacturing Engineer

    I am looking at buying my first rental property. Its a 2 bed 1 bath house in Iowa 3 houses down from mine. Is this too close? Any experience with having a rental so close to their actual home? I worry...

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  3. works at EY

    Would you finance a car at 8% just to have additional cash on hand or buy the car outright? Car will be about 60k. Have 150k in cash. Saving $5k a month easy in cash. HYS is yielding 4.5%. Seems ...

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  4. works at EY

    For FIRE timelines, is the current standard $1m by 30 and $3-5m by 35-40? I see people hitting these numbers everywhere in tech spaces.

    1
  5. Senior Consultant

    Any suggestions on car insurance providers in NY? Statefarm jacked up prices and I’d like to assess other options.

    1
  6. Director

    R u a minimalist? Noticing the coupling of minimalism and FIRE. I want to be a minimalist but also love to buy stuff (nothing crazy, just cheap things here and there). I have a penchant for retail the...

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    1
  7. works at EY

    Took a personal loan at13.5% about 6 months ago to help my hubby. Been paying extra $ on my 3.25% mortgage towards principal. Would like to pay down that personal loan but fine print indicates that a...

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    3
  8. works at PwC

    Currently have a managers brokerage account but also am looking to invest small amount weekly on my own to learn about the market. What platform should I use? Looking for something that has a lot of o...

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    1
  9. works at EY

    For those that have actually FIRE’d and those most advanced in the methodology, what are the practical best strategies that I can execute as I prepare to FIRE in the next 3-5 years? I’m close to hitti...

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    5
  10. works at EY

    If I have a larger investment portfolio of index’s, how important is a full emergency fund. Wouldn’t it be better on growing in the index than in cash in HYSA? People say there is risk keeping it in a...

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    1
  11. works at ServiceNow

    Can someone tell me if Indexed life insurance is a good idea? I feel stuck with 3 policies and I don't know if it's even a good idea for me to keep them or just lose all the money and stop paying for ...

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    2
  12. Consultant

    What are financial red flags that you missed when you found your partner/ex?

    3
  13. Vice President

    Do you consider health insurance when planning to FIRE? Where to get it and how much to budget for that ?

  14. works at Deloitte

    Would you consider Biden's gig coast fire?

    17
  15. Data Analyst

    Hi everyone, I live in the UK and find most of the posts here are about the FIRE path for ppl in the US. Could anyone please share their experience for ppl living in the UK or EU in general? 😊 Thank ...

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    1
  16. Worker IN Tech

    Reading many of these posts is depressing. I have some investments but nowhere near what many of you have and struggling each day with work. I need to take my advice and stop reading the posts. End...

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    4
  17. Associate

    Just had dinner with a friend that costs about $250 each. It’s kind of a spacial occasion and we haven’t seen each other for a year. But still feeling guilty about it given I have decided to commit to...

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    2
  18. Creative Director

    My vanguard hit 3.5 mil this week. No debts, kids college paid off and house is almost paid off and could prob sell for 2m. That’s all great but I feel like I’m aging out of this industry. So question...

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    18
  19. works at Betterup

    For those in the helping practices, how did you stay on track with your FIRE goals once you hit burn out. I’m in the professional training and coaching industry and want to spend less time directly li...

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    2